1. Judge Activism in the ECJ

    Judges at The European Court of Justice are reviewing whether or not insurance companies should be allowed to discriminate between males and females when setting their premiums. They concluded that “taking the gender of the insured individual into account as a risk factor ininsurance contracts constitutes discrimination” and starting on the 21st of December 2012 it will be against the law to do so.

    In a market system insurance premiums will equal out to a level where people pay the amount that insurance companies must demand in order to cover the risk of the person insured.

    This is unfair for women who will, after the 21st of December 2012, have to subsidize male drivers who have proven track record of being more dangerous drivers.¬†According to this, albeit rather old study, 75 % of those killed in a car crash were male. Open Europe, a Eurosceptic British think tank, believe that premiums will go up by over ¬£4,300 for female drivers when this law is put in to action.

    Bad, unfair and anti-business policy.